Cars That Will Fit Infant Car Seats

3 Tips For Purchasing A Car When You Don’t Have An Established Credit Report

Posted by on Jan 30, 2017 in Uncategorized | Comments Off on 3 Tips For Purchasing A Car When You Don’t Have An Established Credit Report

If you have not established much of a credit history, you may run into some issues trying to purchase a vehicle. Here are a few tips that will help you navigate purchasing a vehicle when you don’t have a credit score or when you have a low credit score. #1 Work To Establish A Basic Credit Score The first thing you need to do is work to establish a basic credit score. You should be able to easily establish a basic credit score if you don’t have one. The most basic way to establish a basic credit score is by applying for a credit card. You are going to want to apply for a credit card that is targeted for individuals with low or no credit scores. These types of credit cards generally have a really low spending limit, such as $500 dollars. Once you apply for one of these credit cards, you are going to want to use the credit card for three to six months before trying to get a car. Set up your credit card to automatically pay one of your bills, then immediately pay off your credit card bill. This will show that you are using and paying off your credit card and will help you establish at least a baseline credit score, which will help you secure a car loan. #2 Save Up For A Big Down Payment When you have a very low or poor credit, one way to increase the chance that you will get approved for a car loan is by saving up for a big down payment. Showing that you are able to pay off a sizable percentage of the cost of purchasing the vehicle you want will show lenders that despite your low credit score, you are working to build up your financial health. A large down payment will show that you are able to save money and, thus, should be able to make a monthly car payment on time. #3 Use Dealer-Available Financing Finally, if you really need a car right away and don’t want to wait to get a car loan through a bank, you may be able to find a dealer who is willing to finance you. There are dealerships that offer their own financing options. These dealerships will generally offer you financing if you can show that you hold a steady job via your pay stubs. With these types of financing offers, you will generally be required to pay a payment every pay period and will be subjected to higher than normal interest rates. However, you most likely will not be required to make a down payment. This is a good alternative if you need a vehicle right away and can’t wait to establish your credit; this arrangement will be most advantageous to you if are able to make larger-than-required payments and pay off the balance before the loan is due. Keep these tips in mind when you visit a dealership such as Milton Ruben...

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4 Fun Ways to Deck Out a Car for the Holidays

Posted by on Dec 15, 2016 in Uncategorized | Comments Off on 4 Fun Ways to Deck Out a Car for the Holidays

One fun way to celebrate the holidays is to decorate your vehicle with the same enthusiasm that some people decorate their homes. After picking out the perfect car from a used car dealership, you can decorate the vehicle before giving it as a present or just to celebrate being the recipient of the car. Try these four ideas to make your car merrier this holiday season. Decorate a Mobile Christmas Tree Put a small Christmas tree on your dashboard. Some vehicles, such as modern Volkswagen vehicles, have a small vase already installed on the dashboard. If not, you can easily add one yourself. Place a small Christmas tree into the vase and decorate it with simple touches like garland and battery-powered lights. If you want to add ornaments, make sure that are secured with string or other item that will hold the ornaments in place even when you may have to stop suddenly or encounter other obstacles on the road. Accentuate the License Plate with Multicolored Lights Adding a simple strange of lights designed for your license plate is a simple and easy way to make your car instantly more festive. It is subtle for those who fear going over-the-top in their decorations, yet it is fun and festive enough for people to acknowledge the creativity and effort. You may even choose to have the lights surrounding other parts of the bumper as well. Hang an Ornament from the Rear-view Mirror Hang a favorite ornament from the rear-view mirror to remind you of the holidays every time you step into your car. This can be an ornament that you have always loved or a new one that represents what you want the holidays to be like this year. Choose any ornament that makes you happy for this decorative option. An ornament that lights up can be a fun choice for driving at night. Add a Festive Bumper Sticker A customized bumper sticker can be easily obtained for an affordable price, and it can set the scene for your celebrations of Christmas, Hanukkah, or other occasion. Have a holiday-themed bumper sticker made that says exactly what you wish strangers would remember this holiday season. It can be something as simple as a wish for “peace on earth” or a more complicated concept such as images of all the major religions side by side. Finally, keep in mind that a salesman at your used car dealership can help you find the perfect car to give as the perfect holiday gift. By decorating it to the max, you can inspire smiles and warm feelings among perfect strangers that see your...

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Tips For Finding The Best Vehicle To Purchase

Posted by on Sep 30, 2016 in Uncategorized | Comments Off on Tips For Finding The Best Vehicle To Purchase

If you are going to be shopping for a vehicle in the near future, you will want to check out the following advice. This way, you will have a much easier time finding the best possible vehicle for your needs. Look For Better Business Bureau Complaints Before shopping at a local car dealership, you will want to make sure that you are looking for any red flags that they may not be the dealership that you will want to do business with. After all, you want to make sure that you are not going to a car dealership that has a bad reputation for selling low quality vehicles. A good way to do this is to go online and search for complaints that were filed with the Better Business Bureau. Now, just because a complaint was made does not mean that you should not do business with that company. You will want to take the time to read through the complaints. Try to determine if there is a truly valid reason for the compliant or if it is just a customer that might not have been happy with service from anywhere. You can also read the official company response to the complaint and see if it was the complaint was successfully closed by the Better Business Bureau. All of that information will help you determine whether the car dealership that you are considering using is a place you still want to check out. Have A Mechanic Friend Go With You If you are going to be looking at many different vehicles at your local car dealership, you might want to take a mechanic friend with you. Even if your friend is not a mechanic by trade, as long as he or she knows what to look for when shopping for a car, you will have an easier time determining if the vehicle is worth considering. Another option is to schedule an appointment with a local auto repair shop. Find a vehicle that you are really interested in and then take it to the shop for a in-depth inspection. This way, you will be able to tell if the vehicle is safe to drive or if there are any parts that are close to needing replaced. With those tips in mind, you should have a much easier time finding the ideal vehicle to purchase. All you have to do now is start checking out the local dealerships (like Woody Sander...

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Top Tips When Shopping for Luxury Pre-Owned Vehicles

Posted by on Aug 22, 2016 in Uncategorized | Comments Off on Top Tips When Shopping for Luxury Pre-Owned Vehicles

Are you in need of a better vehicle than the one you currently drive? Are you planning to purchase a used car in good condition? When shopping for luxury pre-owned vehicles, you may feel overwhelmed by the wide variety of makes and models to choose from. It can seem difficult to make a choice when you’re confronted by so many options. Before you start looking at any cars, there are a few things you can do to make the task easier. These things include the following. Create and stick to a budget: There are luxury pre-owned vehicles for almost every pocketbook, but that doesn’t mean that every vehicle will have a price tag that’s right for you. Before you do any shopping, come up with a monthly budget. Make sure to account for not just the monthly payments but also how much you can afford to spend on car insurance, fuel, and maintenance. Having a firm grasp on exactly how much of your monthly income can be spent on a vehicle will help you to avoid agreeing to purchase a vehicle that will put a strain on your other bills. A car that is a year or two newer than the others you consider won’t be worth it if it means being late on your rent or mortgage payments. Make a list of must-have features: Once you get to the dealership to look at all of the luxury pre-owned vehicles, it can be all too easy to get swayed into purchasing a vehicle that has more options and features than others on the lot. Tinted windows can be nice, but you can always have your windows tinted later when your finances improve. The latest model of satellite radio may be nice, but do you really need it when you can listen to your mp3 collection? Make these decisions before you show up at the dealership so you don’t risk falling in love with the most expensive vehicle on the lot. Get a second opinion from a recommended mechanic: The mechanics at a dealership can be busy and may inadvertently overlook things when getting a vehicle ready for sale. Even the best mechanics may sometimes fail to notice that a belt is worn or that the engine makes an odd noise only when you encounter specific circumstances. Getting a second opinion before you sign the final sales agreement is a good idea for all parties. It can allow the dealership to correct the issue before it becomes a serious problem, saving both your time and...

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3 Tips That Will Help You Get A Great Deal On A Car Loan

Posted by on Jul 4, 2016 in Uncategorized | Comments Off on 3 Tips That Will Help You Get A Great Deal On A Car Loan

If you want to purchase a new vehicle this summer, make sure that you brush up on your negotiating skills. Here are three tips that will help you get a great deal on your car loan. #1 Know Your Credit Report The first thing you need to do is know what your credit report says. You will have more power if you know what your credit reports says. When you go in to get financing for your new vehicle, and you know that you have a strong score, you will feel more confident negotiating for a better car loan. If there is anything negative on your credit report, you will be able to investigate the negative claim and you will be able to refute it or explain why the negative strike on your credit report occurred. You don’t want to be surprised by your credit report when you go in to a get a loan; knowing the details of your credit report will make it appear to the loan officer that you work with that you are in charge and aware of your financial life. #2 Start Local The next thing you need to do to ensure that you get a great car loan is to start locally. Many local banks and credit unions want to work with local consumers and are even willing to work with individuals who do not have perfect credit. Oftentimes, locally run banks and credit unions have more leeway over loan turns than bigger banks. Start with locally run banks and credit unions, then work outward from there to bigger national banks and online lenders in your search.  #3 Don’t Focus On The Monthly Payment Do not get caught up in the projected monthly payment. Any loan provider can give you a low monthly payment, all they have to do is extend the terms of your loan out longer in order to lower your monthly payment. Instead, look at what interest rate you are going to be charged and how long your loan will last. Ideally, you want to go with a loan provider who will charge you a low-interest rate; the lower the interest rate, the less you will pay for your vehicle in the long run. #4 Go For The Shortest Terms You Can Afford Finally, go for the shortest loan terms that you can afford. The shorter your loan term is, the less money you will pay out in interest for your vehicle in the long run and the sooner you will be the full owner of your vehicle. Do not be tempted by low monthly payments that will have to pay out for the next six or seven years, if possible, make sure that your loan terms are under five years. If you keep the four above tips in mind while shopping around for a car loan this summer, you should be able to secure a car loan that is a good deal in the short and the long term. Contact a dealer, like College View Auto Sales, for more...

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The Complete Checklist For Used Car Buyers: What You Need To Take To The Dealership

Posted by on May 17, 2016 in Uncategorized | Comments Off on The Complete Checklist For Used Car Buyers: What You Need To Take To The Dealership

When purchasing a used car from a dealership rather than a private owner, there are a few things you need to know. Most importantly, you’ll want to follow a checklist of items that you’ll want to bring with you when looking for the perfect vehicle that will meet your needs.  Notebook and Writing Instrument Should you come across a car that has everything you’re looking for, you’ll need a notebook and writing instrument to recorded the vehicle’s information. Jot down the Vehicle Identification Number (VIN), as well as the year, make, and model of the car. Also list the asking price. When you return home, check the Kelley Blue Book value for the car in question to make sure the price is fair. Then run the VIN number to get an auto history report. This will let you know if the car has been in any accidents or suffered damage from a flood.  Flashlight Just taking a used car for a test drive with the dealer is not enough to know whether the car is in good working order or not. Bring a flashlight so that you can peek under the hood and then underneath the car. If you don’t know much about the mechanics of a car, bring someone who is knowledgeable in this field with you to get a quick inspection. List of Checks You Want to Make Your main checklist should have a specific list of things you want to examine when you come across a promising vehicle at a used car dealership. You may add tire tread, signs of rust, and the working condition of the heat and air conditioning systems to the list. Don’t forget to include a check of the CD or DVD player, as well as whether the windows open and shut correctly.  Proper Paperwork Finally, if everything checks out, you’ll want to have all the paperwork you need to secure the deal. For example, you’ll need your license to test drive the car, and should you apply for financing, you’ll need your social security number as well. Also, don’t forget to bring insurance information because you won’t be able to drive the car off the lot without calling up to have the vehicle insured first. If you’re trading in a vehicle to help bring down the cost, you’ll also need that car’s title.  Taking the time to prepare a checklist before heading to the dealership is one of the best ways to help the transaction go smoothly. This way, you’ll end up with a used car that will last for years to...

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Exposing Common Auto Buying Misconceptions

Posted by on Mar 16, 2016 in Uncategorized | Comments Off on Exposing Common Auto Buying Misconceptions

Making the choice to buy a car can be a major decision for you to make. Due to the size of this purchase, it can be easy to feel stressed or overwhelmed by what to expect when shopping for a new car. This stress and confusion can be worsened by believing a couple of routine misconceptions about buying a car. Clearing the following two notions will help you to be a better-prepared consumer when shopping for your next car. Myth: If You Have Filed For Bankruptcy, You Can Not Be Financed It is an unfortunate fact that everyone can make financial mistakes, and when these mistakes become too much to overcome, filing for bankruptcy may be the only escape. Sadly, there are some people that assume they will never be able to get financing for a car if they have a bankruptcy on their credit history. Luckily, this is far from reality, and it is possible for individuals that have been forced to declare bankruptcy to obtain financing. While it may not be possible for someone that has only recently filed bankruptcy to receive this type of credit, individuals that have at least several months to a year of positive credit will likely be able to receive some form of financing. To help boost your odds of being finances, you should be prepared to make a rather large down payment on the vehicle. This can help your chances by lowering the total amount of the loan required, which can help to reduce the risk profile of your loan application. Myth: Rebates Are Taken Off The Sticker Price It is extremely common for auto retailers and manufacturers offer rebates to their customers. These rebates are essential refunds for a part of the price of the car. While this can be an excellent way of helping customers afford their ideal car, it should be noted that the rebate will not be taken from the sticker price. Rather, you will usually still be required to pay the full amount of the sticker price and send off for the rebate. While it may take a couple of weeks for your rebate to be processed, this can be a small inconvenience for the savings it can provide. Going through the process of buying a car can be a stressful experience for you to go through, but you can help to reduce much of the confusion from this task by dispelling these two common myths about the car buying process. To learn more, contact an auto financing company like Western Avenue...

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Want An Eco-Friendly Car? Why Now Is The Time To Buy & How To Find A Quality Used Car Online

Posted by on Jan 18, 2016 in Uncategorized | Comments Off on Want An Eco-Friendly Car? Why Now Is The Time To Buy & How To Find A Quality Used Car Online

If you have always wanted a hybrid or electric vehicle, then now is the perfect time to purchase one. You can also use today’s technology to find a great deal on a quality pre-owned vehicle, but you have to know how to use this technology to your advantage. Here is a guide to why it is a good time to purchase an eco-friendly vehicle and how to use technology to choose the best one for you with little time and effort.   Why Now is the Time to Purchase a Hybrid or Electric Vehicle Prices for eco-friendly cars have dropped substantially in the past year, and it is all due to the fact that gasoline prices have dropped, as well. Low gas prices are causing many people to skip over those hybrid and electric vehicles when looking for new or pre-owned vehicles, because the cost to fill the tank of a gasoline-powered vehicle is not as high today as it was a year ago. That means that everyone who is attempting to sell these vehicles today has been forced to drop the prices to make them more appealing to buyers. This includes not only private sellers, but also large car dealerships. However, gas prices can fluctuate quickly, and that great bargain you get on an eco-friendly vehicle can also save you a lot of cash in the long run when these prices eventually rise again, along with the savings you will still get now when using less gasoline. Gasoline costs aside, electric and hybrid vehicles are also still better for the environment. Electric vehicles don’t pollute the air like traditional gasoline-powered vehicles that produce a good deal of carbon emissions, and hybrids produce fewer toxins when driven.  Using Technology to Get the Best Deal and Make Vehicle-buying Easier Along with the fact that technology has allowed vehicles to be made that use less gasoline and don’t produce the toxic vehicle emissions that are polluting the air everyone breaths, technology has also made car-buying easier than ever with the ability to shop for cars online or at least help you to narrow down your vehicle options before checking out just a couple in person to make your final decision.  First, browsing for vehicles online can help you find a great deal if you live in an area of the country where cost-of-living is relatively high. While new vehicle prices are often set by the manufacturer and vary little across the country, the price a used-car dealer or private seller chooses to sell a used vehicle at can be much lower in states where the economy is not thriving. They know that the locals can only afford to spend a certain amount on their vehicle, and if they price them too high they will lose buyers on tight budgets.  Once you find a vehicle at a great price, you can look into the vehicle’s condition more thoroughly today without relying on only photos that only show you the current cosmetic condition of the exterior and interior. There are several websites today that allow you to obtain vehicle history reports just by entering the VIN numbers of the vehicles you are interested in. These reports reveal important information that reflect the current shape of the car, including whether it was involved in any collisions,...

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Three Limitations of a Vehicle History Report

Posted by on Sep 23, 2015 in Uncategorized | Comments Off on Three Limitations of a Vehicle History Report

As a potential car buyer, you probably know that a vehicle history report (VHR) contains vital information about a used car. You use it to know who has owned the vehicle, how it was maintained, the damages it has sustained, and many other things. This is why it’s advisable to check a used car’s VHR before purchase. However, you shouldn’t rely on the report alone because it has its shortcomings. Here are four limitations of the report: Some Accidents May Not Show Up Not all accidents will show up in a VHR. One reason for this is that some states’ Departments of Motor Vehicles don’t provide the data necessary for creating VHRs. There are also insurance companies that have nondisclosure agreements that prevent them from releasing their client’s data to third parties. The other reason is that minor accidents, which do not cost a lot to repair, may not appear on these reports. Therefore, do not mistake the absence of accident information on a VHR to mean that the car in question has never been involved in an accident. In fact, the companies that issue these reports are aware of this problem, which is why they provide disclaimers to this effect. It Takes Time to Update If an accident happened today, it wouldn’t immediately be added to the vehicle’s VHR; there is a time lag. The data come from different sources, such as car manufacturers, salvage yards, insurance companies, and many others. Therefore, a crashed car may be repaired and put on the market before the accident data finds its way into the latest VHR. It’s even worse if you rely on an outdated report; it may be missing data vital to the purchase of the car. The Information Isn’t Verified Lastly, you should know that the companies that produce the VHRs rarely verify the data. They receive the information from the primary sources, such as the DMV and auto insurers, and use them to compile the reports. This means that if a primary source makes a mistake, deliberate or otherwise, then the mistake gets carried forward and is used to produce a VHR that you may consider an absolute fact. Therefore, reading a VHR is a good starting point for understanding the history of a car, but you shouldn’t stop there. The best way to know the current status of a car is to scrutinize the VHR, test drive it, and have a mechanic inspect the car to confirm the information. Now that you’re armed with this information, look for auto dealers in your area, like Hart Fullerton Leasing, and start the search for that great used...

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The Major Driving Differences Between A Class A Motor Home & A 5th Wheel

Posted by on Sep 17, 2015 in Uncategorized | Comments Off on The Major Driving Differences Between A Class A Motor Home & A 5th Wheel

If you know you want to explore life on the road, and you don’t want your house to be permanently in one location, you need to seriously consider whether a class A motor home or a 5th wheel is the best driving and living choice for you. The Driving Set-Up One of the biggest differences between a class A motor home and 5th wheel is how they are set up and how you drive them. With a class A motor home, you are driving around a giant house on wheels. The driver’s seat is generally shaped like a captain’s seat; it feels more like being the driver of a bus than driving a standard vehicle. You can easily hear and see everything that is going on in the home behind you while you drive. You will have a great view of the road in front of you; class A motor homes have very large windshields.  You don’t drive a 5th wheel, you tow it. You’ll need a heavy-duty pick-up truck to attach your 5th wheel to. When you drive, you will not be distracted by what is going on inside your moving home because you will not have access to it. Pulling a 5th wheel is more like pulling a very large trailer than it is like driving a bus. You have to know how to turn and navigate something that is hitched to your vehicle, which is very different from driving a large attached vehicle like a 5th wheel or a bus. The Transportation Set-Up If you choose to purchase a class A motor home, and you plan on using it as your primary residence, you’ll need to purchase a vehicle to tow behind your motor home. That way, when your motor home is parked, you’ll have another form of transportation. You’ll need to make sure that the vehicle you currently have or that you purchase is easy to tow and hook up to your motor home and meets your transportation needs. You can tow anything from a small economy car to a truck behind your motor home. When you purchase a 5th wheel, you don’t need to tow another vehicle behind your 5th wheel because you are using your vehicle to tow your 5th wheel. When you park your 5th wheel, you can detach it from the truck and use the truck for all your transportation needs. The biggest drawback is that you have to use a truck for both towing and regular transportation. You don’t have as many choices for your transportation set-up as you do with a motor home. If you don’t want to drive a truck around all the time and want a little choice over your second vehicle, and if you are comfortable sitting in and driving from a captain’s chair, then a class A motor home may be the right fit for you. However, if you want your driving area separate from your living area, and you don’t mind getting around in a truck, a 5th wheeler could be a better choice for you. It really comes down to your driving and transportation preference. For more information and ideas for your transportation options, contact a used vehicle...

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